12 MONTH RETAINER - 12 Month Program. Personal Credit Only. We work on all negative information each month. We target outdated, inaccurate, unveriable personal information, inquiries, late payments, charge-off, collections, medical collections, student loans, repossessions, bankruptcy, child support, etc. You get one call per month with a credit expert to ask questions and get account updates. Access to credit community with weekly question and answer sessions coming soon. ($999)

HOW TO WORK WITH US

1. Consultation or complete the enrollment form.

Credit monitoring is required through our third-party partner for $29.99 per month. Failure to maintain credit monitoring will result in your immediate removal from any program and no refunds will be given.

You can not apply for credit while in our programs unless you are advised to do so. Any new inquiries will result in your immediate removal from our program and no refunds will be given.

Any new late payments will result in the clients file being closed and no refunds will be given.

Consultations can be scheduled at www.thecreditlaboratory.com/calendar

Credit reports can be accessed from www.smartcredit.com/creditlab

NO REFUNDS. WE ARE NOT ATTORNEYS. THIS IS NOT LEGAL ADVICE. WE DO NOT GUARANTEE RESULTS.